“Young people today are more mindful. Yes, they want to grow their money, but in a way that drives real change.”
“Young people today are more mindful. Yes, they want to grow their money, but in a way that drives real change.”
Investing with Impact: How to Fund Your Dreams & Drive Change
Learn how to invest with impact – making financial decisions that align with your goals and values.
This course isn’t about hype or shortcuts. It’s about understanding the forces that move markets – and applying those principles to the choices that shape your life.
The Experience Behind the Course
This isn’t generic curriculum. It’s built by Professor Adam Zingg – a seasoned college instructor with over a decade of experience teaching business, economics, math, and statistics.
He holds two master’s degrees from the University of Michigan and is a Chartered Financial Analyst (CFA) with real-world expertise in finance and data.
By the end, you’ll not only understand the major asset classes but also see the world through an investor’s lens: connected, intentional, and full of possibility.
Next Live Online classes + Monday Merge starts soon.
What We Cover
- How money really moves – what drives markets and why it matters
- Stocks, bonds, and real estate – what they are and what ownership fundamentally represents
- Risk and volatility – how to visualize it, quantify it, and manage it
- How markets work – pricing risk, responding to information, and creating incentives
- Best investment approaches in relation to your personal life
- Building a mindset for steady long-term growth that’s about being right over time
We’ll Even
- Make financial math simple – teaching compounding, ROI, and profit calculations that impact your life
- Master a pre-built financial calculator to tackle personal finance questions, from retirement planning to estimating portfolio growth
- Show how to use code for R Statistical Language to link your objectives to live financial markets
- Download the complete syllabus
How We Teach
Forget dry lectures and walls of text. Our courses blend story-driven lessons, real-world examples, and interactive exercises that keep you engaged and learning by doing. From optional financial projects, to quick self-assessments, LOCAJ courses change how you connect ideas to life.
*No prerequisites required
Your Academic Journey. Your Choice.
$324.99
On Your Own – Graded
Perfect for independent learners who want full credit
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Required quick knowledge checks
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Three graded investment projects
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Graded final exam
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Instructor feedback
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Help with content or platform-related questions
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Certificate of Completion for portfolio or transcript
Best for Community & Support
$449.99
LOCAJ LIVE is built for learners who want structure, connection, and guided support.
Students meet once a week with their instructor and peers to dive deeper into course concepts, work through assignments, and get additional help. It also includes free access to Monday Merge – our cross-course meetup that connects ideas from all LOCAJ business courses and brings live-online students together for shared conversation and real-world application.
2026 Live Online Schedule
LOCAJ LIVE
- Wednesdays, 10:30–11:30 am MST
- January 21 – March 11, 2026
Monday Merge
- Mondays, 1:00–2:00 pm MST
- January 26 – March 9, 2026
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8 one-hour/week instructor-led sessions
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Free access to Monday Merge online meet-up
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Collaboration with peers on datasets in personal finance and investing
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Graded knowledge checks, 3 investment projects, & final exam
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Additional ungraded questions and projects to support deeper learning
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Instructor Feedback
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Certificate of Completion for portfolio or transcript
$174.99
On Your Own – Ungraded
Budget-friendly option for independent learners without the pressure of grades
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Optional quick knowledge-checks with automatic answers
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Optional ungraded projects to aid deeper learning
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Help with platform-related questions
*Have questions? Check out our FAQ’s Page.
What Students Say About Us.
Savannah – LOCAJ Student
“I’ve been taking online courses for three years now. There’s nothing else out there like Lines On Clay classes. I feel ready for my life now.”
Ross – LOCAJ Student
“If all my classes had been like this, I would have actually learned something while in school. I’m glad my mom found Lines On Clay.”
Jim – College Student
“Professor Zingg is the best teacher I have ever had. If I worked on faculty, I would have professors sit in his classes or go to him for training as to how a lecture should go.”
Andrea – English Teacher
“The school system needs more classes like these! LOCAJ courses are engaging for the students, with content the students can actually relate to!”

Need Help Choosing the Right Course?
Book a free consultation and we’ll walk you through
the best fit for your teen’s goals, interests, and future path.